Eugene and Springfield real estate and homes for sale in Oregon - Kathie Robidou, REALTOR® Kathie Robidou REALTOR(r) for Eugene and Springfield, Oregon real estate - NUMBER1EXPERT™ Kathie Robidou NUMBER1EXPERT(tm) for Eugene and Springfield, Oregon real estate

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Kathie Robidou, REALTOR®, real estate agent and broker for Eugene and Springfield Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 541-484-2625.


Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Thanks a Million Jackie!
She ?held? our hands during the entire process.
Stacie Owen
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Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Kathie Robidou is one of The Top Selling Real Estate Experts™
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Resources: Eugene and Springfield Oregon home buying, real estate listings, and homes for sale in Lane                           County, OR
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Special Offers: Special offers for Eugene and Springfield homeowners from Kathie Robidou, top Realtor
eNewsletter: Kathie Robidou Eugene and Springfield newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Oregon, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Eugene and Springfield Oregon mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Oregon or buy your own Eugene and Springfield house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Eugene and Springfield mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Oregon real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Link Partners: Kathie Robidou real estate web site links to other sites about property selling and buying in this area of Oregon
Ask Anything: Ask Kathie Robidou anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Kathie Robidou realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Kathie Robidou collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Eugene and Springfield property in Oregon, including legal terms definitions, and more



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Real Estate Tips
About Appraisals >Three Caballeros

When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.

Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.

This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.

See All Tips In The "About Appraisals" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth?

A 
Real Estate--it goes through cycles, but still has a long-term record of strong investment return.
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Kathie Robidou, REALTOR®, real estate agent and broker for Eugene and Springfield Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Kathie Robidou
Coldwell Banker Advantage One Properties

1500 Valley River Dr Suite # 370
Eugene, OR. 97401
Phone: 541-484-2625
Toll Free: 888- 975-7770
541-338-3324
Email: eugene-oregon-homes@NUMBER1EXPERT.com

As one of America's NUMBER1EXPERTS™ in the Eugene/Springfield area, Kathie will provide buyers with accurate information, a top-notch staff, and extraordinary negotiating skills to make your dreams a reality. Her twenty-plus years of continuing education as a Licensed Realtor has put her in the Top Five agents in her area for the last five years. Her skills are high energy and enthusiasm, expert residential marketing and promotional techniques, and her knowledge in all aspects of real estate sales. Just call or email her today!!

CRSABRGRI


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